Commercial Underwriting

Accomplished Commercial Underwriting Services Provider | Invensis

Efficient commercial underwriting requires dedicated and highly experienced commercial underwriters capable of performing in-depth analysis pertaining to reviewing a potential borrower. Outsourcing commercial underwriting to Invensis ensures a thorough review of the entity for our clients that allows them to decide whether to go ahead with the lending/credit process. Proficient commercial underwriting services at Invensis include being attentive to details like liquidity, credit-worthiness of borrower, debt service coverage, loan structure, loan to collateral value ratios, etc.

Credit analysis and decisions on property and policy risks are highly specialized areas that need complete focus and understanding. Invensis commercial underwriting process is handled by qualified and experienced commercial underwriters who can authoritatively analyze, interpret, evaluate financial statements and other relevant documents, review appraisals and generate proposals for global clients.

Thorough Commercial Underwriting Process – Invensis Assurance

Invensis understands the need for complete evaluation of business risks as decisions based on such an analysis has a large impact on the company as a whole. Therefore, outsourcing commercial underwriting to Invensis ensures availability of professional underwriters who expertly perform global cash flow review to determine the DCR (Debt Coverage Ratio) to prepare a well-researched proposal for our client. The proposal offers details of:

• Global Cash Flow
• DCR value estimation
• Business financial statement and credit analysis
• Guarantor (personal or corporate) financial statement and credit analysis
• Any possible hazards pertaining to the property
• Whether the fire protection standards are met
• The construction class of the property
• Liabilities, if any
• Risk Improvement Statements
• The estimated replacement cost in case of damages
• Notification of PML and FML losses
• Details of exposure relative to surroundings of the property
• Possible high-risk notifications
• SBA loan eligibility review (if applicable)
• Renewal or review of existing loans

Our professional team offering impeccable commercial underwriting services not only helps clients in reviewing and evaluating potential mortgagor, but also gives suggestions on loan structuring, overseeing the preparation of collateral and loan documentation, and presenting loan proposals, modifications and extensions to the credit companies or banks.

Invensis Commercial Underwriting Process – Secure and Flawless

Invensis commercial underwriting process involves:

• Invensis project manager accesses client files on remote server via VPN and assigns the same for processing to the underwriting team. Alternatively, our capable team can also work on client software for secure underwriting.
• The team prepares financial analysis along with a list of missing documents required for further evaluation
• On receiving missing documents from client, the team completes the financial analysis followed by the preparation of Credit Analysis Presentation (CAP) that enables client to make the decision pertaining to loan closing.

Low Cost Commercial Underwriting with Uncompromising Quality – Invensis Advantage

• Invensis offers a full range of commercial underwriting services at highly competitive rates reducing internal overhead.
• Our experienced professionals are thorough in the evaluation and review pertaining to a competent commercial underwriting process.
• Invensis completely understands the sensitivity of the task at hand and assures stringent security and confidentiality during the entire underwriting process.
• Accurate financial analysis ensures exact decision-making and risk-management for the clients.
• The capability of Invensis team in adept handling of state-of-the-art technology gives you superior services when you outsource commercial underwriter service to us.

Contact us for outsourcing commercial underwriting to the professionals.